Welcome to the 5 minute message, we’re helping people invest in themselves, make smarter financial decisions and sometimes just get a good laugh.
One of the biggest problems we encounter is people not having a financial education to help them through the real challenges of life, like creating budgets, understanding spending habits, learning about good and bad debts etc. Ineffective information is being passed down from generation to generation and most people get their financial advice from salespeople. What we’ve seen is a six figure salary on long island is barely enough to keep most people living paycheck to paycheck. And that’s before you start adding in the other costs of life, insurance, private school, college saving.
The financial advice given by advisers is all based on selling products, it’s something that was created for our parents and grandparents generation and it isn’t effective in the new economy we live in. Based on how much people worry about retirement I don’t think it really worked for them either. Our style is unique because all our our education is based experience so we’re able to keep things simple, humorous and connect with people using real life examples with everything being geared towards the middle class.